Mortgage in

Minutes.

Score a loan that's a
Perfect Fit.

What you need to know to get started na

Stay financially flexible with a Refi.

Explore refinancing options na

Cash offers to stay
Competitive.

Level up with SmartBridge na

Today's Rates

1 Point What’s a point?

6.125%

6.479% APR

Conv 15 Yr

Rate Assumptions

7.125%

7.261% APR

Conv 30 Yr

Rate Assumptions

6.750%

7.083% APR

FHA 30 Yr

Rate Assumptions

6.750%

7.100% APR

VA 30 Yr

Rate Assumptions

*See general assumptions.

Mortgage Calculators:

Use our payment and loan estimators to nail down your best financial scenario.

Mortgage Calculator

What term loan is best for you?
What would your monthly payment be?

Affordability Calculator

Based on income and monthly expenses, how much home can you afford?

Refinancing Calculator

Is refinancing right for you?
What savings could you get from a refi?

Our Product Line-Up

Get familiar with the basics of the most popular home loan options.

Conventional Fixed
Conventional loan offering stability and predictability. Details
15-Year
Higher monthly payments with a shorter term. Details
30-Year
Lower monthly payments, more interest paid over loan term. Details
FHA
Good for first-time homebuyers. Details
VA
For service members, veterans, and eligible surviving spouses. Details
Jumbo
Loans larger than the conventional loan limit.
  • Jumbo loans are NOT eligible for the Homebuyer's Assistance Program.
Details
Asset-Based Loan
(Non-Traditional)
A mortgage secured with qualifying income documentation. Details
Debt Service Coverage Ratio Loan
(Non-Traditional)
A loan often used to purchase investment property by qualifying on potential cash flow. Details
Bank Statement Loan
(Non-Traditional)
For the self-employed: Loan secured with eligible bank statements that verify income. Details

Our Product Line-Up

Get familiar with the basics of the most popular home loan options.

Conventional Fixed
Conventional loan offering stability and predictability. Details
15-Year
Higher monthly payments with a shorter term. Details
30-Year
Lower monthly payments, more interest paid over loan term. Details
FHA
Good for first-time homebuyers. Details
VA
For service members, veterans, and eligible surviving spouses. Details
Jumbo
Loans larger than the conventional loan limit.
  • Jumbo loans are NOT eligible for the Homebuyer's Assistance Program.
Details
Asset-Based Loan
(Non-Traditional)
A mortgage secured with qualifying income documentation. Details
Debt Service Coverage Ratio Loan
(Non-Traditional)
A loan often used to purchase investment property by qualifying on potential cash flow. Details
Bank Statement Loan
(Non-Traditional)
For the self-employed: Loan secured with eligible bank statements that verify income. Details

Got a Minute? Go Mobile.

Search for homes, calculate estimates, apply for a loan, submit documents, get updates and track loan progress — all with your personalized Minute Mortgage mobile app!

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Apply

Apply directly in our mobile app. Once you’ve entered all the basic information we need to get you started, you should hear back from us shortly with an approval update!

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Scan Documents

Easily scan or upload documents that are required to process your loan, directly through your phone! This convenient mobile feature is a huge timesaver.

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View Loan Status

Check where you’re at in the loan process wherever you go! Your app keeps you in close contact with your personal real estate agent AND your loan officer, ensuring all parties are fully up-to-date!

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Share

Easily share this app with another household member, or someone in your contacts list so you can collab on your home search, loan process, shared documents and more!

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Our Service Delivers Smiles.

Some good words from folks “moved” by our service:

“Angel made my first-time homebuying experience painless … I knew very little about the process and she was communicative and thoughtful, providing clear and helpful explanations. Angel worked hard to secure a fantastic rate for me and made me feel like I didn’t need to worry about a thing. I couldn’t have asked for a better experience — all thanks to Angel!”

- Tiffany S.
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Our Service Delivers Smiles.

Some good words from folks “moved” by our service:

“Angel Chambers did an amazing job as our loan officer. She is extremely knowledgeable, walking us through everything we needed. Her professionalism, detailed approach, patience and kindness put us at ease, making us feel comfortable in all of our conversations. Highly recommend Angel as your loan officer.”

- Kathy & Jay Thomas
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Our Service Delivers Smiles.

Some good words from folks “moved” by our service:

“The service provided to us was amazing! The entire process was as smooth as possible and they were always available to help us and answer any questions. We truly appreciated it!”

- Brandi H.
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Our Service Delivers Smiles.

Some good words from folks “moved” by our service:

“I loved working with Minute Mortgage. I was able to close on my new home on time and at a pretty great rate. The team is awesome.”

- Adam B.
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Our Service Delivers Smiles.

Some good words from folks “moved” by our service:

“Minute Mortgage has great customer service and an incredibly knowledgeable staff. Our homebuying process was simple and we felt like we knew what was going on the whole time because of their quick communication.”

- William C.
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Our Service Delivers Smiles.

Some good words from folks “moved” by our service:

“I’ve bought and sold multiple homes and I’ve never worked with a better mortgage professional. There was clear communication with my wife and I throughout the process and our experience was superb, thanks to Minute Mortgage’s technology.”

- Bryan B.

Match With Minute.

Connect with a friendly expert loan officer in your neighborhood!

The Latest From The Pulse.

Check out our blog for hot mortgage tips and industry news:

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Michael Maddiex Joins HomeSmart Holdings, Inc. as President of Affiliated Business Arrangement

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Minute Mortgage Expands Loan Experience to Florida

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Minute Mortgage’s Tech-Integrated Loan Experience Expands to Texas

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Federal Fees Increase for Second, Vacation Homes

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