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“Which Type of Mortgage Should I Get?”

It’s the question that every potential homebuyer has to ask themselves. With such a variety of loan options available, it’s easy for even the most well-researched homebuyers to wonder if they are indeed picking their best option. Well, we’re breaking down the basics of the most popular home loan options.

Our Loan Options

Conventional Fixed
Conventional loan offering stability and predictability. Details
15-Year
Higher monthly payments with a shorter term. Details
30-Year
Lower monthly payments, more interest paid over loan term. Details
FHA
Good for first-time homebuyers. Details
VA
(Veterans Affairs)
For service members, veterans, and eligible surviving spouses. Details
Jumbo
Loans larger than the conventional loan limit. Details
Asset-Based Loan
(Non-Traditional)
A mortgage secured with qualifying income documentation. Details
Debt Service Coverage Ratio Loan
(Non-Traditional)
A loan often used to purchase investment property by qualifying on potential cash flow. Details
Bank Statement Loan
(Non-Traditional)
For the self-employed: Loan secured with eligible bank statements that verify income. Details

Our Loan Options

Conventional Fixed
Conventional loan offering stability and predictability. Details
15-Year
Higher monthly payments with a shorter term. Details
30-Year
Lower monthly payments, more interest paid over loan term. Details
FHA
Good for first-time homebuyers. Details
VA
(Veterans Affairs)
For service members, veterans, and eligible surviving spouses. Details
Jumbo
Loans larger than the conventional loan limit. Details
Asset-Based Loan
(Non-Traditional)
A mortgage secured with qualifying income documentation. Details
Debt Service Coverage Ratio Loan
(Non-Traditional)
A loan often used to purchase investment property by qualifying on potential cash flow. Details
Bank Statement Loan
(Non-Traditional)
For the self-employed: Loan secured with eligible bank statements that verify income. Details
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Got Questions or Wanna Get Started?

Our expert loan team is standing by to help you choose the absolute best mortgage product. If you have questions or want to start a conversation, reach out today! You may also choose to jump into getting pre-approved, and a team member will be assigned to assist you along the way.

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Minute Mortgage