IN THE
KNOW

The latest tips, ideas, and industry info
for prospective homebuyers
and real estate professionals alike.

Three Steps to Getting Pre-Approved for a Mortgage
October 25, 2022

Getting pre-approved is one of the most important steps in the mortgage process. With a pre-approval letter in hand, you’ll have a better idea of how much home you can afford. What does a lender look at during pre-approval? Let’s take a look at the top three criteria that will determine your pre-approval odds when buying a home!

Non-Traditional Loans for Self-Employed and Investors
October 3, 2022

Minute Mortgages offers loans that are great for self-employed buyers or investors! These loans aren’t required to meet government-sponsored guidelines and are available with alternative types of documentation.

4 Parts to Your Mortgage Payment
September 26, 2022

Have you ever wondered where the money in your mortgage payment goes to each month? Let’s break down the PITI of your mortgage payment!

Down Payment Myths
September 2, 2022

As home prices keep going up, being able to save 20% down can be harder and harder for the average first-time buyer. Luckily, today’s buyers have a variety of options for down payment assistance and some loan programs that require little to no down payment at all.

Minute Mortgage Expands Loan Experience to Florida
May 10, 2022

Minute Mortgage, a people-focused, tech-forward mortgage company with an aggressive growth plan, has now expanded its services to Florida.

Minute Mortgage’s Tech-Integrated Loan Experience Expands to Texas
April 20, 2022

Minute Mortgage, a people-focused, tech-forward mortgage company with an aggressive growth plan, has expanded its services across Texas.

Federal Fees Increase for Second, Vacation Homes
February 28, 2022

Starting April 2, 2022, the Federal Housing Finance Agency will be raising fees for second homes. Learn more about how this could affect your buying power.

Homestead: Arizona Allows Creditors to Access Equity
January 24, 2022

HB2617 allows creditors to place liens on homes to recoup debts. How does this affect the Homestead Declaration Act and homeowners carrying debt?

Quick Closings With Our 24/21 Timeline
January 9, 2022

We’ve streamlined our services to get you closed faster. Find out more about our expedited underwriting process!

Loan Limit Increases for 2022: FHA and Conventional
January 5, 2022

FHA and Conventional loans have raised their lending caps for the new year. Can these new loan limits help you realize your homeownership dreams?

Quick Closings are Our Specialty
October 18, 2021

Time is money, and Minute Mortgage is here to save you both. Read on to learn about how we get you closed faster.

Conventional Loan Limits Raised Over $76K
October 6, 2021

Conventional loan limits for 2022 are at $625,000, meaning you can get into your dream home sooner than ever before.

Our Mortgage Process Rocks
October 1, 2021

Say goodbye to the Status Quo! Minute Mortgage is bringing mortgage to the 21st century – find out how!

FHA Home Loans and Student Debt: What You Need to Know
August 16, 2021

Do you have student loan debt? If you are looking to buy a home, there’s some good news that now

Jumbo Loans: What Are They?
July 11, 2021

Jumbo loans can help you buy high-end properties, but how do they work? Learn what makes them different from Conventional loans and if a Jumbo is something you’ll need to purchase.

Table Funding with Minute Mortgage and Equitable Title Arizona
April 9, 2021

Minute Mortgage now table funds all loans closed with Equitable Title Agency in Arizona. Learn how table funding can help your clients close with confidence!

Why You Should Choose Us
March 29, 2021

There are dozens of lenders out there; what makes us different? Learn more about our modern approach to mortgage lending – and how we make the process a little more fun!

How to Track Market Changes
March 22, 2021

Learning how markets dip and rise is essential to making sure you find a home that fits your dreams and your wallet. Here’s how you can keep tabs on a fluctuating market.

What Type of Mortgage Should I Get?
March 10, 2021

It’s one of the first questions you’ll ask as you start your homebuying journey. We’re here to help you demystify the types of mortgages, and find the one that fits your needs.

What Exactly is Refinancing?
March 1, 2021

You’ve heard the term, but what does it mean? Find out what a refi is and how it could help you get the most out of your home.

What to Look for When Choosing a Mortgage Company
February 16, 2021

Your mortgage lender will be your partner for years to come; you’ll want to choose a company you can trust. Here’s how to find the right lender to lend a hand as well as some cash!

Common Reasons You Can Be Denied for a Loan
February 2, 2021

Getting denied for a loan is painful. Here are some common ways people are denied mortgages – and what you can do to help prevent it.

How Interest Rates Work
January 25, 2021

We’ve all heard of (and fear!) interest rates; but how much do you really know about them? We take you through Interest Rates 101 so you can borrow with confidence!

How Debt Can Impact Home Buying
January 22, 2021

Having debt hanging over your head can be a major stressor. Find out how debt can affect your homebuying journey, and steps to lessen its impact.

New FHA & Conventional Loan Increases for 2021!
December 29, 2020

FHA and Conventional loans limits are increasing in 2021 – what could that mean for your homebuying journey?

4 Tips for Buying a Vacation Property
December 21, 2020

If you’re looking for a home away from home, there are options! Learn how the vacation property process could work for you.

4 Simple Steps When Looking to Buy a Home
December 15, 2020

You’ve spent years daydreaming about your dream home – here are our top tips on how to make that home a reality!

4 Smart Ways to Save for Your First Home
October 27, 2020

Stop rooting in the couch cushions for change – here are our top tips on saving smartly for future home costs.

14 Mortgage and Refinance Terms You Should Know
February 21, 2020

Real estate lingo can feel like a different language. Here are the top industry definitions you need to know to stay on top of the homebuying game.

6 Things To Consider Before Refinancing Your Home Loan
February 17, 2020

Refinancing can be a dream come true – or a financial nightmare. Read about six things you need to consider before you start the refi process.

8 Refinancing Myths
February 17, 2020

Sort through the myths and not-quite-truths of refinancing so you can borrow smarter!

10 Things Not to Do Before Applying for a Mortgage
February 17, 2020

Don’t accidentally sabotage your mortgage application. Learn the top 10 things to avoid when you’re applying for a mortgage.

First-Time Homebuyer Guide
February 17, 2020

There are quite a few steps before you can get into your home sweet home. Find out what every first-time homebuyer needs to prepare.

Pros and Cons of Refinancing Your Mortgage
February 17, 2020

Refinancing, like every financial transaction, has its pluses and minuses. What can make refinancing right – or downright wrong – for you?

6 Reasons to Use Minute Mortgage For Your Home Loan
February 17, 2020

Not to toot our own horn, but we think we’re the mortgage lender for you. Here are six reasons why you might agree.

6 Ways to Improve Your Credit Score Before Applying for a Mortgage
February 17, 2020

Your credit history can affect the entire outcome of your mortgage application: Here are six ways to help improve your credit before you consider a home purchase.

How to Get a Mortgage if You’re Self Employed
February 17, 2020

Being your own boss can make mortgage applications tricky. Here’s what you need to know to secure a mortgage if you’re out of the traditional workforce.

Why It’s Safe to Apply for a Mortgage Online
February 17, 2020

Sending all your personal information online can feel scary. Learn how Minute Mortgage keeps your data right where it should be – private, secure, and in the right hands.

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