Mortgage points — sometimes called discount points — are fees a borrower pays a mortgage lender to lower the interest rate on the loan (“buying down the loan”). One point costs 1% of the loan amount.
Conv 15 YrRate Assumptions
Conv 30 YrRate Assumptions
FHA 30 YrRate Assumptions
VA 30 YrRate Assumptions
Our quick and easy process cuts out unnecessary steps that waste your time and money. There’s no time spent in traffic on your way to a loan office. No sales pitches for stuff you don’t really need. Actually, no sales pitches at all. We’re just here (well, the internet kind of here) to get the money you need to buy your next place.
Minute Mortgage uses technology and intelligent data to enable an end-to-end digital mortgage designed with today’s modern, online-savvy consumer in mind.
The fully-online system saves homebuyers time and money by encapsulating the entire experience from application to closing.
By eliminating 80% of the work required by customers and loan officers, Minute Mortgage is able to close loans up to 75% faster than traditional mortgage companies.
This gives home buyers the security and the validation of an approved home loan within minutes.
I’ve bought and sold multiple homes in the past few decades and I can confidently say I’ve never worked with a mortgage professional whose customer care and expertise is better than Brooke’s.
She clearly communicated with my wife and I throughout the process and our entire experience was nothing short of superb, thanks to Brooke and Minute Mortgage’s technology.
The advice and direction Brooke gave my daughter and I saved us time and money. She truly cares about her customers and what is best for them. Minute Mortgage is the only company we will ever use.
Brooke has helped my husband and I with several purchases and refinances over the years. Her expertise and attention to detail is amazing. She makes what could be a stressful process simple and straightforward.
The service Jonathan provided us was amazing! The entire process was as smooth as possible and he was always available to help us and answer any questions. We truly appreciated it!