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Today's Rates

1 Point What’s a point?

What’s a point?

Mortgage points — sometimes called discount points — are fees a borrower pays a mortgage lender to lower the interest rate on the loan (“buying down the loan”). One point costs 1% of the loan amount.

4.375%

4.591% APR

Conv 15 Yr

Rate Assumptions

Loan Amount	$320,000
Down Payment	25.00%
Term	15 Years
Monthly P&I	$2,427.61
Closing Costs	$4,650.00
Upfront MI	$0.00
FICO Score	760

Rates, terms and fees as of May 24, 2022 12:00 PM and subject to change without notice.

5.125%

5.265% APR

Conv 30 Yr

Rate Assumptions

Loan Amount	$320,000
Down Payment	25.00%
Term	30 Years
Monthly P&I	$1,742.37
Closing Costs	$5,062.80
Upfront MI	$0.00
FICO Score	760

Rates, terms and fees as of May 24, 2022 12:00 PM and subject to change without notice.

4.375%

4.658% APR

FHA 30 Yr

Rate Assumptions

Loan Amount	$289,500
Down Payment	3.63%
Term	30 Years
Monthly P&I	$1,445.44
Closing Costs	$9,755.50
Upfront MI	$5,066.25
FICO Score	680

Rates, terms and fees as of May 24, 2022 12:00 PM and subject to change without notice.

4.625%

4.936% APR

VA 30 Yr

Rate Assumptions

Loan Amount	$300,000
Term	30 Years
Monthly P&I	$1,542.42
Closing Costs	$10,959.57
Upfront MI	$0.00
FICO Score	740

Rates, terms and fees as of May 24, 2022 12:00 PM and subject to change without notice.

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*See general assumptions.

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