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Today's Rates

1 Point What’s a point?

What’s a point?

Mortgage points — sometimes called discount points — are fees a borrower pays a mortgage lender to lower the interest rate on the loan (“buying down the loan”). One point costs 1% of the loan amount.

6.125%

6.479% APR

Conv 15 Yr

Rate Assumptions

Loan Amount	$320,000
Down Payment	25.00%
Term	15 Years
Monthly P&I	$2,721.99
Closing Costs	$7,280.40
Upfront MI	$0.00
FICO Score	760

Rates, terms and fees as of September 28, 2022 6:00 AM and subject to change without notice.

7.125%

7.261% APR

Conv 30 Yr

Rate Assumptions

Loan Amount	$320,000
Down Payment	25.00%
Term	30 Years
Monthly P&I	$2,155.90
Closing Costs	$4,362.00
Upfront MI	$0.00
FICO Score	760

Rates, terms and fees as of September 28, 2022 6:00 AM and subject to change without notice.

6.750%

7.083% APR

FHA 30 Yr

Rate Assumptions

Loan Amount	$289,500
Down Payment	3.63%
Term	30 Years
Monthly P&I	$1,877.69
Closing Costs	$9,961.05
Upfront MI	$5,066.25
FICO Score	680

Rates, terms and fees as of September 28, 2022 6:00 AM and subject to change without notice.

6.750%

7.100% APR

VA 30 Yr

Rate Assumptions

Loan Amount	$300,000
Term	30 Years
Monthly P&I	$1,945.79
Closing Costs	$10,834.00
Upfront MI	$0.00
FICO Score	740

Rates, terms and fees as of September 28, 2022 6:00 AM and subject to change without notice.

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