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Today's Rates

1 Point What’s a point?

What’s a point?

Mortgage points — sometimes called discount points — are fees a borrower pays a mortgage lender to lower the interest rate on the loan (“buying down the loan”). One point costs 1% of the loan amount.

5.500%

5.726% APR

Conv 15 Yr

Rate Assumptions

Loan Amount	$320,000
Down Payment	25.00%
Term	15 Years
Monthly P&I	$2,614.66
Closing Costs	$4,707.60
Upfront MI	$0.00
FICO Score	760

Rates, terms and fees as of February 8, 2023 7:00 AM and subject to change without notice.

6.500%

6.637% APR

Conv 30 Yr

Rate Assumptions

Loan Amount	$320,000
Down Payment	25.00%
Term	30 Years
Monthly P&I	$2,022.62
Closing Costs	$4,576.40
Upfront MI	$0.00
FICO Score	760

Rates, terms and fees as of February 8, 2023 7:00 AM and subject to change without notice.

5.625%

5.918% APR

FHA 30 Yr

Rate Assumptions

Loan Amount	$289,500
Down Payment	3.63%
Term	30 Years
Monthly P&I	$1,666.52
Closing Costs	$9,361.79
Upfront MI	$5,066.25
FICO Score	680

Rates, terms and fees as of February 8, 2023 7:00 AM and subject to change without notice.

5.625%

5.952% APR

VA 30 Yr

Rate Assumptions

Loan Amount	$300,000
Term	30 Years
Monthly P&I	$1,726.96
Closing Costs	$10,849.00
Upfront MI	$0.00
FICO Score	740

Rates, terms and fees as of February 8, 2023 7:00 AM and subject to change without notice.

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*See general assumptions.

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