Blog > Refinancing
Three Steps to Getting Pre-Approved for a Mortgage
October 25, 2022.

Getting pre-approved is one of the most important steps in the mortgage process. With a pre-approval letter in hand, you’ll have a better idea of how much home you can afford. What does a lender look at during pre-approval? Let’s take a look at the top three criteria that will determine your pre-approval odds when buying a home!

4 Parts to Your Mortgage Payment
September 26, 2022.

Have you ever wondered where the money in your mortgage payment goes to each month? Let’s break down the PITI of your mortgage payment!

Federal Fees Increase for Second, Vacation Homes
February 28, 2022.

Starting April 2, 2022, the Federal Housing Finance Agency will be raising fees for second homes. Learn more about how this could affect your buying power.

Homestead: Arizona Allows Creditors to Access Equity
January 24, 2022.

HB2617 allows creditors to place liens on homes to recoup debts. How does this affect the Homestead Declaration Act and homeowners carrying debt?

Quick Closings With Our Super Fast Timelines
January 9, 2022.

We’ve streamlined our services to get you closed faster. Find out more about our expedited underwriting process!

Our Mortgage Process Rocks
October 1, 2021.

Say goodbye to the Status Quo! Minute Mortgage is bringing mortgage to the 21st century – find out how!

FHA Home Loans and Student Debt: What You Need to Know
August 16, 2021.

Do you have student loan debt? If you are looking to buy a home, there’s some good news that now

Jumbo Loans: What Are They?
July 11, 2021.

Jumbo loans can help you buy high-end properties, but how do they work? Learn what makes them different from Conventional loans and if a Jumbo is something you’ll need to purchase.

Why You Should Choose Us
March 29, 2021.

There are dozens of lenders out there; what makes us different? Learn more about our modern approach to mortgage lending – and how we make the process a little more fun!

What Exactly is Refinancing?
March 1, 2021.

You’ve heard the term, but what does it mean? Find out what a refi is and how it could help you get the most out of your home.

What to Look for When Choosing a Mortgage Company
February 16, 2021.

Your mortgage lender will be your partner for years to come; you’ll want to choose a company you can trust. Here’s how to find the right lender to lend a hand as well as some cash!

Common Reasons You Can Be Denied for a Loan
February 2, 2021.

Getting denied for a loan is painful. Here are some common ways people are denied mortgages – and what you can do to help prevent it.

How Interest Rates Work
January 25, 2021.

We’ve all heard of (and fear!) interest rates; but how much do you really know about them? We take you through Interest Rates 101 so you can borrow with confidence!

14 Mortgage and Refinance Terms You Should Know
February 21, 2020.

Real estate lingo can feel like a different language. Here are the top industry definitions you need to know to stay on top of the homebuying game.

6 Things To Consider Before Refinancing Your Home Loan
February 17, 2020.

Refinancing can be a dream come true – or a financial nightmare. Read about six things you need to consider before you start the refi process.

8 Refinancing Myths
February 17, 2020.

Sort through the myths and not-quite-truths of refinancing so you can borrow smarter!

Pros and Cons of Refinancing Your Mortgage
February 17, 2020.

Refinancing, like every financial transaction, has its pluses and minuses. What can make refinancing right – or downright wrong – for you?

6 Reasons to Use Minute Mortgage For Your Home Loan
February 17, 2020.

Not to toot our own horn, but we think we’re the mortgage lender for you. Here are six reasons why you might agree.

6 Ways to Improve Your Credit Score Before Applying for a Mortgage
February 17, 2020.

Your credit history can affect the entire outcome of your mortgage application: Here are six ways to help improve your credit before you consider a home purchase.

How to Get a Mortgage if You’re Self Employed
February 17, 2020.

Being your own boss can make mortgage applications tricky. Here’s what you need to know to secure a mortgage if you’re out of the traditional workforce.

Why It’s Safe to Apply for a Mortgage Online
February 17, 2020.

Sending all your personal information online can feel scary. Learn how Minute Mortgage keeps your data right where it should be – private, secure, and in the right hands.

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