Blog > Buying
New $750k Conventional Loan Limit Increase Announced! 
October 23, 2023.

Minute Mortgage is excited to honor the not-yet-announced 2024 conforming loan limit increase for conventional loans on single-family homes: $750,000!*

Three Steps to Getting Pre-Approved for a Mortgage
October 25, 2022.

Getting pre-approved is one of the most important steps in the mortgage process. With a pre-approval letter in hand, you’ll have a better idea of how much home you can afford. What does a lender look at during pre-approval? Let’s take a look at the top three criteria that will determine your pre-approval odds when buying a home!

Non-Traditional Loans for Self-Employed and Investors
October 3, 2022.

Minute Mortgages offers loans that are great for self-employed buyers or investors! These loans aren’t required to meet government-sponsored guidelines and are available with alternative types of documentation.

4 Parts to Your Mortgage Payment
September 26, 2022.

Have you ever wondered where the money in your mortgage payment goes to each month? Let’s break down the PITI of your mortgage payment!

Down Payment Myths
September 2, 2022.

As home prices keep going up, being able to save 20% down can be harder and harder for the average first-time buyer. Luckily, today’s buyers have a variety of options for down payment assistance and some loan programs that require little to no down payment at all.

Federal Fees Increase for Second, Vacation Homes
February 28, 2022.

Starting April 2, 2022, the Federal Housing Finance Agency will be raising fees for second homes. Learn more about how this could affect your buying power.

Homestead: Arizona Allows Creditors to Access Equity
January 24, 2022.

HB2617 allows creditors to place liens on homes to recoup debts. How does this affect the Homestead Declaration Act and homeowners carrying debt?

Quick Closings With Our Super Fast Timelines
January 9, 2022.

We’ve streamlined our services to get you closed faster. Find out more about our expedited underwriting process!

Our Mortgage Process Rocks
October 1, 2021.

Say goodbye to the Status Quo! Minute Mortgage is bringing mortgage to the 21st century – find out how!

FHA Home Loans and Student Debt: What You Need to Know
August 16, 2021.

Do you have student loan debt? If you are looking to buy a home, there’s some good news that now

Jumbo Loans: What Are They?
July 11, 2021.

Jumbo loans can help you buy high-end properties, but how do they work? Learn what makes them different from Conventional loans and if a Jumbo is something you’ll need to purchase.

Why You Should Choose Us
March 29, 2021.

There are dozens of lenders out there; what makes us different? Learn more about our modern approach to mortgage lending – and how we make the process a little more fun!

How to Track Market Changes
March 22, 2021.

Learning how markets dip and rise is essential to making sure you find a home that fits your dreams and your wallet. Here’s how you can keep tabs on a fluctuating market.

What Type of Mortgage Should I Get?
March 10, 2021.

It’s one of the first questions you’ll ask as you start your homebuying journey. We’re here to help you demystify the types of mortgages, and find the one that fits your needs.

What to Look for When Choosing a Mortgage Company
February 16, 2021.

Your mortgage lender will be your partner for years to come; you’ll want to choose a company you can trust. Here’s how to find the right lender to lend a hand as well as some cash!

Common Reasons You Can Be Denied for a Loan
February 2, 2021.

Getting denied for a loan is painful. Here are some common ways people are denied mortgages – and what you can do to help prevent it.

How Interest Rates Work
January 25, 2021.

We’ve all heard of (and fear!) interest rates; but how much do you really know about them? We take you through Interest Rates 101 so you can borrow with confidence!

How Debt Can Impact Home Buying
January 22, 2021.

Having debt hanging over your head can be a major stressor. Find out how debt can affect your homebuying journey, and steps to lessen its impact.

4 Tips for Buying a Vacation Property
December 21, 2020.

If you’re looking for a home away from home, there are options! Learn how the vacation property process could work for you.

4 Simple Steps When Looking to Buy a Home
December 15, 2020.

You’ve spent years daydreaming about your dream home – here are our top tips on how to make that home a reality!

4 Smart Ways to Save for Your First Home
October 27, 2020.

Stop rooting in the couch cushions for change – here are our top tips on saving smartly for future home costs.

14 Mortgage and Refinance Terms You Should Know
February 21, 2020.

Real estate lingo can feel like a different language. Here are the top industry definitions you need to know to stay on top of the homebuying game.

10 Things Not to Do Before Applying for a Mortgage
February 17, 2020.

Don’t accidentally sabotage your mortgage application. Learn the top 10 things to avoid when you’re applying for a mortgage.

First-Time Homebuyer Guide
February 17, 2020.

There are quite a few steps before you can get into your home sweet home. Find out what every first-time homebuyer needs to prepare.

6 Reasons to Use Minute Mortgage For Your Home Loan
February 17, 2020.

Not to toot our own horn, but we think we’re the mortgage lender for you. Here are six reasons why you might agree.

6 Ways to Improve Your Credit Score Before Applying for a Mortgage
February 17, 2020.

Your credit history can affect the entire outcome of your mortgage application: Here are six ways to help improve your credit before you consider a home purchase.

How to Get a Mortgage if You’re Self Employed
February 17, 2020.

Being your own boss can make mortgage applications tricky. Here’s what you need to know to secure a mortgage if you’re out of the traditional workforce.

Why It’s Safe to Apply for a Mortgage Online
February 17, 2020.

Sending all your personal information online can feel scary. Learn how Minute Mortgage keeps your data right where it should be – private, secure, and in the right hands.

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