Minute Mortgage presents our Zero Origination Fee offer, saving borrowers potentially thousands. By eliminating unnecessary costs and focusing on top-tier service, we aim to make financing stress-free and affordable. Discover if you qualify today. Terms apply, and may not be applicable for all transactions.
Minute Mortgage is excited to honor the not-yet-announced 2024 conforming loan limit increase for conventional loans on single-family homes: $750,000!*
Getting pre-approved is one of the most important steps in the mortgage process. With a pre-approval letter in hand, you’ll have a better idea of how much home you can afford. What does a lender look at during pre-approval? Let’s take a look at the top three criteria that will determine your pre-approval odds when buying a home!
Minute Mortgages offers loans that are great for self-employed buyers or investors! These loans aren’t required to meet government-sponsored guidelines and are available with alternative types of documentation.
Have you ever wondered where the money in your mortgage payment goes to each month? Let’s break down the PITI of your mortgage payment!
As home prices keep going up, being able to save 20% down can be harder and harder for the average first-time buyer. Luckily, today’s buyers have a variety of options for down payment assistance and some loan programs that require little to no down payment at all.
Starting April 2, 2022, the Federal Housing Finance Agency will be raising fees for second homes. Learn more about how this could affect your buying power.
HB2617 allows creditors to place liens on homes to recoup debts. How does this affect the Homestead Declaration Act and homeowners carrying debt?
We’ve streamlined our services to get you closed faster. Find out more about our expedited underwriting process!
Say goodbye to the Status Quo! Minute Mortgage is bringing mortgage to the 21st century – find out how!
Do you have student loan debt? If you are looking to buy a home, there’s some good news that now
Jumbo loans can help you buy high-end properties, but how do they work? Learn what makes them different from Conventional loans and if a Jumbo is something you’ll need to purchase.
There are dozens of lenders out there; what makes us different? Learn more about our modern approach to mortgage lending – and how we make the process a little more fun!
Learning how markets dip and rise is essential to making sure you find a home that fits your dreams and your wallet. Here’s how you can keep tabs on a fluctuating market.
It’s one of the first questions you’ll ask as you start your homebuying journey. We’re here to help you demystify the types of mortgages, and find the one that fits your needs.
Your mortgage lender will be your partner for years to come; you’ll want to choose a company you can trust. Here’s how to find the right lender to lend a hand as well as some cash!
Getting denied for a loan is painful. Here are some common ways people are denied mortgages – and what you can do to help prevent it.
We’ve all heard of (and fear!) interest rates; but how much do you really know about them? We take you through Interest Rates 101 so you can borrow with confidence!
Having debt hanging over your head can be a major stressor. Find out how debt can affect your homebuying journey, and steps to lessen its impact.
If you’re looking for a home away from home, there are options! Learn how the vacation property process could work for you.
You’ve spent years daydreaming about your dream home – here are our top tips on how to make that home a reality!
Stop rooting in the couch cushions for change – here are our top tips on saving smartly for future home costs.
Real estate lingo can feel like a different language. Here are the top industry definitions you need to know to stay on top of the homebuying game.
Don’t accidentally sabotage your mortgage application. Learn the top 10 things to avoid when you’re applying for a mortgage.
There are quite a few steps before you can get into your home sweet home. Find out what every first-time homebuyer needs to prepare.
Not to toot our own horn, but we think we’re the mortgage lender for you. Here are six reasons why you might agree.
Your credit history can affect the entire outcome of your mortgage application: Here are six ways to help improve your credit before you consider a home purchase.
Being your own boss can make mortgage applications tricky. Here’s what you need to know to secure a mortgage if you’re out of the traditional workforce.
Sending all your personal information online can feel scary. Learn how Minute Mortgage keeps your data right where it should be – private, secure, and in the right hands.
